{"id":857,"date":"2026-06-18T20:51:34","date_gmt":"2026-06-18T20:51:34","guid":{"rendered":"https:\/\/equitiesorbis.com\/ai-%e8%b4%b7%e6%ac%be%e9%9d%a9%e5%91%bd%ef%bc%9a%e4%b8%ba%e4%bb%80%e4%b9%88-pagaya-technologies-pgy-%e6%98%af%e7%bb%88%e6%9e%81%e7%9a%84%e5%8d%96%e6%b0%b4%e8%80%85%e6%8a%95\/"},"modified":"2026-06-19T09:16:19","modified_gmt":"2026-06-19T09:16:19","slug":"ai-%e8%b4%b7%e6%ac%be%e9%9d%a9%e5%91%bd%ef%bc%9a%e4%b8%ba%e4%bb%80%e4%b9%88-pagaya-technologies-pgy-%e6%98%af%e7%bb%88%e6%9e%81%e7%9a%84%e5%8d%96%e6%b0%b4%e8%80%85%e6%8a%95","status":"publish","type":"post","link":"https:\/\/equitiesorbis.com\/zh-hans\/ai-%e8%b4%b7%e6%ac%be%e9%9d%a9%e5%91%bd%ef%bc%9a%e4%b8%ba%e4%bb%80%e4%b9%88-pagaya-technologies-pgy-%e6%98%af%e7%bb%88%e6%9e%81%e7%9a%84%e5%8d%96%e6%b0%b4%e8%80%85%e6%8a%95\/","title":{"rendered":"AI \u8d37\u6b3e\u9769\u547d\uff1a\u4e3a\u4ec0\u4e48 Pagaya Technologies (PGY) \u662f\u7ec8\u6781\u7684\u201c\u5356\u6c34\u8005\u201d\u6295\u8d44\u673a\u4f1a"},"content":{"rendered":"\n<p>\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u6b63\u7ecf\u5386\u4e00\u4e2a\u5de8\u5927\u7684\u62d0\u70b9\u3002\u968f\u7740\u4f20\u7edf\u8d37\u6b3e\u6a21\u578b\u65e5\u76ca\u65e0\u6cd5\u6355\u6349\u5230\u5177\u6709\u4fe1\u7528\u4ef7\u503c\u7684\u501f\u6b3e\u4eba\uff0c\u4e00\u79cd\u65b0\u7684\u8303\u5f0f\u6b63\u5728\u5174\u8d77\u3002\u4eba\u5de5\u667a\u80fd\u4e0d\u518d\u4ec5\u4ec5\u662f\u4e00\u4e2a\u6d41\u884c\u8bcd\uff0c\u5b83\u6b63\u5728\u4ece\u6839\u672c\u4e0a\u91cd\u5199\u4fe1\u7528\u627f\u9500\u7684\u89c4\u5219\u3002\u5728\u8fd9\u573a\u53d8\u9769\u7684\u6838\u5fc3\uff0c\u662f <a href=\"https:\/\/pagaya.com\/\">Pagaya Technologies Ltd.<\/a> (NASDAQ: PGY)\uff0c\u8fd9\u662f\u4e00\u5bb6 AI \u539f\u751f\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u4e3a\u7f8e\u56fd\u4e00\u4e9b\u6700\u5927\u7684\u8d37\u6b3e\u673a\u6784\u63d0\u4f9b\u5e55\u540e\u652f\u6301\u3002   <\/p>\n\n<p>\u51ed\u501f\u8fd1\u671f\u7edd\u5bf9\u8d85\u51fa\u9884\u671f\u7684 2026 \u5e74\u7b2c\u4e00\u5b63\u5ea6\u8d22\u62a5\uff0c\u4ee5\u53ca\u9996\u5e2d\u6267\u884c\u5b98\u7684\u5927\u89c4\u6a21\u5185\u90e8\u589e\u6301\uff0cPagaya \u91ca\u653e\u51fa\u4fe1\u53f7\uff1a\u5176\u4e1a\u52a1\u6a21\u5f0f\u4e0d\u4ec5\u5728 SPAC \u540e\u7684\u6e05\u7b97\u4e2d\u5e78\u5b58\u4e0b\u6765\uff0c\u800c\u4e14\u6b63\u5728\u52a0\u901f\u8fc8\u5411\u6301\u7eed\u76c8\u5229\u3002\u5bf9\u4e8e\u613f\u610f\u629b\u5f00\u5386\u53f2\u6027 SPAC \u6c61\u540d\u7684\u654f\u9510\u6295\u8d44\u8005\u800c\u8a00\uff0cPagaya \u4ee3\u8868\u4e86\u5f53\u524d\u5e02\u573a\u4e2d\u4e00\u4e2a\u6781\u5177\u5438\u5f15\u529b\u7684\u975e\u5bf9\u79f0\u673a\u4f1a\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\"><a>\u4e1a\u52a1\u6a21\u5f0f\uff1aB2B2C AI \u7f51\u7edc<\/a><\/h3>\n\n<p>\u8981\u7406\u89e3 Pagaya\uff0c\u9996\u5148\u5fc5\u987b\u4e86\u89e3\u5b83\u4e0d\u662f\u4ec0\u4e48\u3002Pagaya \u4e0d\u662f\u4e00\u5bb6\u9762\u5411\u6d88\u8d39\u8005\u7684\u94f6\u884c\u3002\u5b83\u4e0d\u76f4\u63a5\u5411\u96f6\u552e\u5ba2\u6237\u53d1\u653e\u8d37\u6b3e\uff0c\u4e5f\u4e0d\u627f\u62c5\u4e0e\u76f4\u63a5\u8d37\u6b3e\u673a\u6784\u76f8\u540c\u7684\u83b7\u5ba2\u6210\u672c\u3002\u76f8\u53cd\uff0cPagaya \u4f5c\u4e3a\u4e00\u4e2a B2B2C \u7f51\u7edc\u8fd0\u8425\u3002\u5b83\u76f4\u63a5\u96c6\u6210\u5230\u4e3b\u8981\u91d1\u878d\u673a\u6784\u7684\u57fa\u7840\u8bbe\u65bd\u4e2d\uff0c\u5305\u62ec <a href=\"https:\/\/www.sofi.com\/\">SoFi<\/a>\u3001<a href=\"https:\/\/www.usbank.com\/about-us-bank\/company-blog\/article-library\/us-bank-expands-client-access-to-personal-loans.html\">U.S. Bank<\/a>\u3001Ally\u3001LendingClub\u3001Klarna \u548c Prosper\u3002    <\/p>\n\n<p>\u5f53\u6d88\u8d39\u8005\u5728\u8fd9\u4e9b\u5408\u4f5c\u673a\u6784\u4e4b\u4e00\u7533\u8bf7\u8d37\u6b3e\u5e76\u56e0\u4f20\u7edf\u7684 FICO \u8bc4\u5206\u6a21\u578b\u88ab\u62d2\u7edd\u65f6\uff0c\u7533\u8bf7\u4f1a\u88ab\u65e0\u7f1d\u8def\u7531\u5230 Pagaya \u7684 AI \u7f51\u7edc\u3002Pagaya \u7684\u673a\u5668\u5b66\u4e60\u6a21\u578b\u57fa\u4e8e\u6db5\u76d6\u5b8f\u89c2\u7ecf\u6d4e\u6307\u6807\u548c\u6d88\u8d39\u8005\u884c\u4e3a\u7684\u6d77\u91cf\u6570\u636e\u96c6\u8fdb\u884c\u8bad\u7ec3\uff0c\u80fd\u591f\u5b9e\u65f6\u8bc4\u4f30\u501f\u6b3e\u4eba\u3002\u5982\u679c Pagaya \u7684\u6a21\u578b\u5224\u5b9a\u501f\u6b3e\u4eba\u5177\u6709\u4fe1\u7528\u4ef7\u503c\uff0cPagaya \u5b9e\u9645\u4e0a\u4f1a\u9884\u5148\u6279\u51c6\u8be5\u8d37\u6b3e\u3002\u5408\u4f5c\u94f6\u884c\u8d1f\u8d23\u53d1\u653e\u8d37\u6b3e\u5e76\u7ef4\u6301\u5ba2\u6237\u5173\u7cfb\uff0c\u800c Pagaya \u5219\u6536\u8d2d\u8be5\u8d37\u6b3e\u5e76\u5c06\u5176\u6253\u5305\u6210\u8d44\u4ea7\u652f\u6301\u8bc1\u5238 (ABS) \u51fa\u552e\u7ed9\u673a\u6784\u6295\u8d44\u8005\u3002   <\/p>\n\n<p>\u8fd9\u79cd\u6a21\u5f0f\u5728\u6267\u884c\u4e0a\u975e\u5e38\u7cbe\u5999\u3002Pagaya \u6bcf\u5e74\u5728\u5176 30 \u591a\u5bb6\u8d37\u6b3e\u5408\u4f5c\u4f19\u4f34\u7f51\u7edc\u4e2d\u5904\u7406\u8d85\u8fc7 1 \u4e07\u4ebf\u7f8e\u5143\u7684\u8d37\u6b3e\u7533\u8bf7\u3002\u8fd9\u79cd\u6d77\u91cf\u7684\u6570\u636e\u6444\u53d6\u521b\u9020\u4e86\u5f3a\u5927\u7684\u98de\u8f6e\u6548\u5e94\uff1a\u66f4\u591a\u7684\u6570\u636e\u5e26\u6765\u66f4\u597d\u7684 AI \u6a21\u578b\uff0c\u4ece\u800c\u5e26\u6765\u66f4\u597d\u7684\u627f\u9500\uff0c\u8fdb\u800c\u5438\u5f15\u66f4\u591a\u7684\u5408\u4f5c\u4f19\u4f34\u548c\u6295\u8d44\u8005\uff0c\u8fd9\u53cd\u8fc7\u6765\u53c8\u4ea7\u751f\u4e86\u66f4\u591a\u7684\u6570\u636e\u3002Pagaya \u672c\u8d28\u4e0a\u662f AI \u8d37\u6b3e\u70ed\u6f6e\u4e2d\u7684\u201c\u5356\u6c34\u8005\u201d\u3002\u65e0\u8bba\u54ea\u5bb6\u9762\u5411\u6d88\u8d39\u8005\u7684\u8d37\u6b3e\u673a\u6784\u5728\u5e02\u573a\u4efd\u989d\u4e89\u593a\u6218\u4e2d\u83b7\u80dc\uff0cPagaya \u90fd\u80fd\u901a\u8fc7\u9a71\u52a8\u5e95\u5c42\u57fa\u7840\u8bbe\u65bd\u83b7\u5229\u3002    <\/p>\n\n<h3 class=\"wp-block-heading\"><a>2026 \u5e74\u7b2c\u4e00\u5b63\u5ea6\u62d0\u70b9\uff1a\u5b9e\u73b0\u76c8\u5229<\/a><\/h3>\n\n<p>\u5bf9 Pagaya \u4ee5\u53ca\u8bb8\u591a\u5728 2021 \u5e74\u548c 2022 \u5e74\u901a\u8fc7\u7279\u6b8a\u76ee\u7684\u6536\u8d2d\u516c\u53f8 (SPAC) \u4e0a\u5e02\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u4e3b\u8981\u6279\u8bc4\uff0c\u4e00\u76f4\u662f\u7f3a\u4e4f GAAP \u76c8\u5229\u80fd\u529b\u30022026 \u5e74\u7b2c\u4e00\u5b63\u5ea6\u7684\u8d22\u62a5\u679c\u65ad\u5730\u7c89\u788e\u4e86\u8fd9\u4e00\u8bf4\u6cd5\u3002 <\/p>\n\n<p>\u5728 2026 \u5e74\u7b2c\u4e00\u5b63\u5ea6\uff0cPagaya \u62a5\u544a <a href=\"https:\/\/www.chartmill.com\/news\/PGY\/Chartmill-47717-Pagaya-Technologies-NASDAQPGY-Soars-After-Q1-Earnings-Beat-and-Raised-Guidance\">\u8425\u6536\u4e3a 3.18 \u4ebf\u7f8e\u5143<\/a>\uff0c\u540c\u6bd4\u589e\u957f 9.6%\u3002\u66f4\u91cd\u8981\u7684\u662f\uff0c\u8be5\u516c\u53f8\u5c55\u793a\u4e86\u5de8\u5927\u7684\u7ecf\u8425\u6760\u6746\u3002GAAP \u51c0\u5229\u6da6\u98d9\u5347\u81f3 2,470 \u4e07\u7f8e\u5143\uff0c\u8f83\u53bb\u5e74\u540c\u671f\u62a5\u544a\u7684 790 \u4e07\u7f8e\u5143\u589e\u957f\u4e86\u60ca\u4eba\u7684 213%\u3002\u5728\u975e GAAP \u57fa\u7840\u4e0a\uff0c\u7a00\u91ca\u540e\u6bcf\u80a1\u6536\u76ca (EPS) \u4e3a 0.73 \u7f8e\u5143\uff0c\u8fdc\u8d85\u5206\u6790\u5e08\u4e00\u81f4\u9884\u671f\u7684 0.20 \u7f8e\u5143\u3002   <\/p>\n\n<p>\u8fd9\u5e76\u975e\u7531\u4f1a\u8ba1\u5f02\u5e38\u9a71\u52a8\u7684\u4e00\u6b21\u6027\u4e8b\u4ef6\u3002\u5728\u4e25\u8c28\u7684\u8d39\u7528\u7ba1\u7406\u548c\u66f4\u9ad8\u7684\u7f51\u7edc\u4ea4\u6613\u91cf\uff0826 \u4ebf\u7f8e\u5143\uff09\u63a8\u52a8\u4e0b\uff0c\u8425\u4e1a\u5229\u6da6\u8fbe\u5230 8,000 \u4e07\u7f8e\u5143\uff0c\u540c\u6bd4\u589e\u957f 68%\u3002\u8c03\u6574\u540e EBITDA \u8fbe\u5230 9,400 \u4e07\u7f8e\u5143\uff0c\u63a5\u8fd1\u4e1a\u7ee9\u6307\u5f15\u7684\u9ad8\u7aef\u3002  <\/p>\n\n<p>\u81f3\u5173\u91cd\u8981\u7684\u662f\uff0c\u7ba1\u7406\u5c42\u4e0a\u8c03\u4e86 2026 \u5168\u5e74\u6240\u6709\u5173\u952e\u6307\u6807\u7684\u9884\u671f\u3002\u516c\u53f8\u76ee\u524d\u9884\u8ba1\u5168\u5e74 GAAP \u51c0\u5229\u6da6\u5728 1.1 \u4ebf\u81f3 1.6 \u4ebf\u7f8e\u5143\u4e4b\u95f4\uff0c\u8f83\u6b64\u524d\u6307\u5f15\u5927\u5e45\u4e0a\u8c03\u3002\u8fd9\u4e00\u4e0a\u8c03\u7684\u6307\u5f15\u4fe1\u53f7\u8868\u660e\uff0c\u7ba1\u7406\u5c42\u5bf9\u5176 AI \u6a21\u578b\u7684\u6301\u4e45\u6027\u4ee5\u53ca\u673a\u6784 ABS \u6295\u8d44\u8005\u7684\u6301\u7eed\u9700\u6c42\u5145\u6ee1\u4fe1\u5fc3\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\"><a>\u7ec8\u6781\u4fe1\u53f7\uff1a\u5185\u90e8\u589e\u6301<\/a><\/h3>\n\n<p>\u5982\u679c\u8bf4\u8d22\u62a5\u8d85\u9884\u671f\u662f\u706b\u661f\uff0c\u90a3\u4e48\u8fd1\u671f\u7684\u5185\u90e8\u589e\u6301\u6d3b\u52a8\u5c31\u662f\u6c7d\u6cb9\u30022026 \u5e74 6 \u6708 2 \u65e5\uff0c\u9996\u5e2d\u6267\u884c\u5b98 Gal Krubiner \u4ee5 15.09 \u7f8e\u5143\u7684\u5e73\u5747\u4ef7\u683c\u5728\u516c\u5f00\u5e02\u573a <a href=\"https:\/\/www.investing.com\/news\/insider-trading-news\/pagaya-technologies-ceo-gal-krubiner-buys-250550-in-shares-93CH-4725179\">\u8d2d\u4e70\u4e86 16,600 \u80a1<\/a>\uff0c\u603b\u989d\u8d85\u8fc7 25 \u4e07\u7f8e\u5143\u3002 <\/p>\n\n<p>\u5728\u516c\u53f8\u8d22\u52a1\u9886\u57df\uff0c\u9ad8\u7ba1\u53ef\u80fd\u51fa\u4e8e\u4efb\u4f55\u539f\u56e0\u51fa\u552e\u80a1\u7968\u2014\u2014\u7eb3\u7a0e\u3001\u591a\u5143\u5316\u6295\u8d44\u3001\u4e70\u623f\u3002\u4f46\u4ed6\u4eec\u53ea\u6709\u5728\u4e00\u4e2a\u539f\u56e0\u4e0b\u624d\u4f1a\u5728\u516c\u5f00\u5e02\u573a\u4e70\u5165\u80a1\u7968\uff1a\u4ed6\u4eec\u76f8\u4fe1\u4ef7\u683c\u4f1a\u4e0a\u6da8\u3002\u5f53\u9996\u5e2d\u6267\u884c\u5b98\u5728\u516c\u53f8\u8d22\u62a5\u5927\u6377\u5e76\u4e0a\u8c03\u6307\u5f15\u540e\uff0c\u52a8\u7528\u81ea\u6709\u8d44\u91d1\u4e70\u5165\u80a1\u7968\u65f6\uff0c\u6295\u8d44\u8005\u5e94\u5f53\u5bc6\u5207\u5173\u6ce8\uff0c\u56e0\u4e3a\u4ed6\u5bf9\u516c\u53f8\u5b9e\u65f6\u8d37\u6b3e\u8868\u73b0\u548c\u5408\u4f5c\u4f19\u4f34\u6e20\u9053\u62e5\u6709\u65e0\u4e0e\u4f26\u6bd4\u7684\u6d1e\u5bdf\u529b\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\"><a>\u4f30\u503c\u4e0e SPAC \u6c61\u540d<\/a><\/h3>\n\n<p>Pagaya \u76ee\u524d\u7684\u4ea4\u6613\u4ef7\u683c\u7ea6\u4e3a 15.56 \u7f8e\u5143\uff0c\u8f83\u5176 SPAC \u540e\u7684\u7ea6 45 \u7f8e\u5143\u9ad8\u70b9\u5927\u5e45\u4e0b\u8dcc\u3002\u8be5\u80a1\u7684 52 \u5468\u6ce2\u52a8\u8303\u56f4\u4e3a 10.41 \u7f8e\u5143\u81f3 44.99 \u7f8e\u5143\u3002\u51ed\u501f\u7ea6 12.8 \u4ebf\u7f8e\u5143\u7684\u5e02\u503c\uff0c\u8be5\u80a1\u7684\u8fdc\u671f\u5e02\u76c8\u7387\u4ec5\u4e3a 14.37 \u500d\u3002  <\/p>\n\n<p>\u8fd9\u4e00\u4f30\u503c\u53d7\u5230\u6325\u4e4b\u4e0d\u53bb\u7684\u201cSPAC \u6c61\u540d\u201d\u4e25\u91cd\u538b\u5236\u3002\u8bb8\u591a\u6295\u8d44\u8005\u66fe\u88ab 2021 \u5e74 SPAC \u9635\u8425\u7684\u201c\u8fc7\u5ea6\u627f\u8bfa\u3001\u4ea4\u4ed8\u4e0d\u8db3\u201d\u6240\u4f24\u5bb3\uff0c\u5bfc\u81f4\u5bf9\u8fd9\u4e9b\u8d44\u4ea7\u8fdb\u884c\u4e86\u65e0\u5dee\u522b\u629b\u552e\u3002\u7136\u800c\uff0c\u5e02\u573a\u5bf9 Pagaya \u7684\u5b9a\u4ef7\u5b58\u5728\u6839\u672c\u6027\u9519\u8bef\u3002\u4e00\u5bb6\u8425\u6536\u589e\u957f 10%\u3001\u8425\u4e1a\u5229\u6da6\u7387\u5927\u5e45\u6269\u5f20\u5e76\u4ea7\u751f\u771f\u5b9e GAAP \u51c0\u5229\u6da6\u7684\u516c\u53f8\uff0c\u5176\u4ea4\u6613\u500d\u6570\u4e0d\u5e94\u4ec5\u4e3a 15 \u500d\u5de6\u53f3\uff0c\u5c24\u5176\u662f\u5f53\u5b83\u5904\u4e8e AI \u4e0e\u91d1\u878d\u670d\u52a1\u7684\u4ea4\u6c47\u70b9\u65f6\u3002   <\/p>\n\n<p>\u534e\u5c14\u8857\u5206\u6790\u5e08\u6b63\u5f00\u59cb\u610f\u8bc6\u5230\u8fd9\u4e00\u5dee\u5f02\u3002Pagaya \u7684\u4e00\u81f4\u8bc4\u7ea7\u4e3a <a href=\"https:\/\/www.marketbeat.com\/stocks\/NASDAQ\/PGY\/forecast\/\">\u5f3a\u529b\u4e70\u5165<\/a>\uff0c\u5e73\u5747\u76ee\u6807\u4ef7\u4e3a 34.50 \u7f8e\u5143\u3002\u8fd9\u610f\u5473\u7740\u8f83\u5f53\u524d\u6c34\u5e73\u6709\u7ea6 120% \u7684\u5de8\u5927\u4e0a\u6da8\u7a7a\u95f4\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\"><a>\u770b\u7a7a\u89c2\u70b9\uff1aABS \u878d\u8d44\u98ce\u9669<\/a><\/h3>\n\n<p>\u4efb\u4f55\u6295\u8d44\u90fd\u5e76\u975e\u6ca1\u6709\u98ce\u9669\uff0cPagaya \u7684\u770b\u7a7a\u89c2\u70b9\u5b8c\u5168\u96c6\u4e2d\u5728\u5176\u878d\u8d44\u673a\u5236\u4e0a\u3002\u7531\u4e8e Pagaya \u7684\u8d44\u4ea7\u8d1f\u503a\u8868\u4e0a\u4e0d\u6301\u6709\u5927\u90e8\u5206\u6b64\u7c7b\u8d37\u6b3e\uff0c\u5b83\u4f9d\u8d56\u673a\u6784\u6295\u8d44\u8005\u6765\u8d2d\u4e70\u5176\u8d44\u4ea7\u652f\u6301\u8bc1\u5238\u3002 <\/p>\n\n<p>\u5982\u679c\u5b8f\u89c2\u7ecf\u6d4e\u73af\u5883\u8fc5\u901f\u6076\u5316\u2014\u2014\u4f8b\u5982\u4e25\u91cd\u7684\u7ecf\u6d4e\u8870\u9000\u5bfc\u81f4\u6d88\u8d39\u8005\u8fdd\u7ea6\u7387\u6fc0\u589e\u2014\u2014\u4eba\u4eec\u62c5\u5fc3 Pagaya \u7684 AI \u6a21\u578b\u53ef\u80fd\u65e0\u6cd5\u51c6\u786e\u9884\u6d4b\u7ecf\u6d4e\u4e0b\u6ed1\u3002\u5982\u679c\u8d37\u6b3e\u8868\u73b0\u5dee\u4e8e\u9884\u671f\uff0c\u673a\u6784\u6295\u8d44\u8005\u53ef\u80fd\u4f1a\u9003\u79bb ABS \u5e02\u573a\uff0c\u4ece\u800c\u5207\u65ad Pagaya \u7684\u8d44\u91d1\u6765\u6e90\u5e76\u5bfc\u81f4\u4e1a\u52a1\u6a21\u5f0f\u5d29\u6e83\u3002 <\/p>\n\n<p>\u7136\u800c\uff0cPagaya \u6700\u8fd1\u5728\u4e00\u7b14 3.68 \u4ebf\u7f8e\u5143\u7684 PAID \u91cd\u65b0\u8bc1\u5238\u5316\u4ea4\u6613\u4e2d\u83b7\u5f97\u4e86\u5176\u9996\u4e2a <a href=\"https:\/\/www.chartmill.com\/news\/PGY\/Chartmill-47717-Pagaya-Technologies-NASDAQPGY-Soars-After-Q1-Earnings-Beat-and-Raised-Guidance\">\u60e0\u8a89 AAA \u8bc4\u7ea7<\/a>\u3002\u8fd9\u662f\u4e3b\u8981\u4fe1\u7528\u8bc4\u7ea7\u673a\u6784\u5bf9 Pagaya \u627f\u9500\u8d28\u91cf\u6295\u4e0b\u7684\u5de8\u5927\u4fe1\u4efb\u7968\uff0c\u8fd9\u5c06\u589e\u5f3a\u4e8c\u7ea7\u5e02\u573a\u7684\u6d41\u52a8\u6027\u5e76\u5438\u5f15\u66f4\u5e7f\u6cdb\u7684\u673a\u6784\u8d44\u672c\uff0c\u4ece\u800c\u7f13\u89e3\u90e8\u5206\u878d\u8d44\u98ce\u9669\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\"><a>\u7ade\u4e89\u683c\u5c40\uff1aSoFi \u4e0e Upstart<\/a><\/h3>\n\n<p>\u4e3a\u4e86\u80cc\u666f\u5316 Pagaya \u7684\u5730\u4f4d\uff0c\u5c06\u5176\u4e0e\u5176\u4ed6\u8457\u540d\u7684\u91d1\u878d\u79d1\u6280\u53c2\u4e0e\u8005\u8fdb\u884c\u6bd4\u8f83\u662f\u6709\u7528\u7684\uff1aSoFi Technologies (NASDAQ: SOFI) \u548c Upstart Holdings (NASDAQ: UPST)\u3002<\/p>\n\n<p><strong>SoFi Technologies (SOFI)<\/strong>\uff1a\u7406\u89e3 SoFi \u662f Pagaya \u7684\u5408\u4f5c\u4f19\u4f34\u800c\u975e\u76f4\u63a5\u7ade\u4e89\u5bf9\u624b\u81f3\u5173\u91cd\u8981\u3002SoFi \u662f\u4e00\u5bb6\u76f4\u63a5\u9762\u5411\u6d88\u8d39\u8005\u7684\u6570\u5b57\u94f6\u884c\uff0c\u81ea\u884c\u53d1\u653e\u8d37\u6b3e\u3002\u5f53 SoFi \u62d2\u7edd\u67d0\u4f4d\u501f\u6b3e\u4eba\u65f6\uff0c\u5b83\u53ef\u4ee5\u5c06\u8be5\u7533\u8bf7\u4eba\u8def\u7531\u5230 Pagaya \u7684\u7f51\u7edc\u3002SoFi \u901a\u8fc7\u5c06\u539f\u672c\u4f1a\u4e22\u5f03\u7684\u7ebf\u7d22\u53d8\u73b0\u800c\u83b7\u76ca\uff0c\u800c Pagaya \u5219\u4ece\u6570\u636e\u548c\u8d37\u6b3e\u91cf\u4e2d\u83b7\u76ca\u3002SoFi \u76ee\u524d\u7684\u4ea4\u6613\u4ef7\u683c\u63a5\u8fd1 6.50 \u7f8e\u5143\uff0c\u56e0\u5bf9\u5176\u81ea\u8eab\u6295\u8d44\u7ec4\u5408\u4e2d\u8d37\u6b3e\u635f\u5931\u4e0a\u5347\u7684\u62c5\u5fe7\u800c\u53d7\u5230\u6c89\u91cd\u6253\u51fb\u3002\u5206\u6790\u5e08\u5bf9 SoFi \u7684\u4e00\u81f4\u8bc4\u7ea7\u4e3a\u6301\u6709\uff0c<a href=\"https:\/\/public.com\/stocks\/sofi\/forecast-price-target\">\u5e73\u5747\u76ee\u6807\u4ef7\u4e3a 22.40 \u7f8e\u5143<\/a>\u3002<strong>\u5bf9 SOFI \u7684\u7ed3\u8bba\uff1a<\/strong>\u6301\u6709\u3002\u867d\u7136\u7efc\u5408\u6570\u5b57\u94f6\u884c\u7684\u957f\u671f\u613f\u666f\u4f9d\u7136\u7a33\u56fa\uff0c\u4f46\u5173\u4e8e\u8d44\u4ea7\u8d1f\u503a\u8868\u98ce\u9669\u548c\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u91d1\u7684\u77ed\u671f\u4e0d\u5229\u56e0\u7d20\u4f7f\u8be5\u80a1\u5728\u77ed\u671f\u5185\u7f3a\u4e4f\u4e0a\u6da8\u52a8\u529b\u3002\u76ee\u6807\u4ef7\uff1a10.00 \u7f8e\u5143\u3002       <\/p>\n\n<p><strong>Upstart Holdings (UPST)<\/strong>\uff1aUpstart \u662f Pagaya \u6700\u76f4\u63a5\u7684\u7ade\u4e89\u5bf9\u624b\u3002\u4e0e Pagaya \u4e00\u6837\uff0cUpstart \u4f7f\u7528 AI \u4e3a\u5408\u4f5c\u94f6\u884c\u627f\u9500\u8d37\u6b3e\u3002\u7136\u800c\uff0cUpstart \u7684\u6a21\u5f0f\u7565\u6709\u4e0d\u540c\uff1b\u5b83\u901a\u5e38\u4f9d\u8d56\u94f6\u884c\u5c06\u8d37\u6b3e\u4fdd\u7559\u5728\u8d44\u4ea7\u8d1f\u503a\u8868\u4e0a\uff0c\u5c3d\u7ba1\u5728\u94f6\u884c\u80c3\u53e3\u51cf\u5f31\u65f6\uff0c\u5b83\u8d8a\u6765\u8d8a\u591a\u5730\u4e0d\u5f97\u4e0d\u4f7f\u7528\u81ea\u5df1\u7684\u8d44\u4ea7\u8d1f\u503a\u8868\u6765\u4e3a\u8d37\u6b3e\u878d\u8d44\u3002Upstart \u5728\u5229\u7387\u4e0a\u5347\u65f6\u906d\u53d7\u91cd\u521b\uff0c\u56e0\u4e3a\u5176\u8d44\u91d1\u6765\u6e90\u67af\u7aed\u3002\u867d\u7136 Upstart \u6b63\u5728\u5c1d\u8bd5\u626d\u8f6c\u5c40\u9762\uff0c\u4f46 Pagaya \u7684 ABS \u878d\u8d44\u6a21\u5f0f\u5728\u5f53\u524d\u7684\u5229\u7387\u73af\u5883\u4e0b\u5df2\u88ab\u8bc1\u660e\u66f4\u5177\u97e7\u6027\u3002Upstart \u76ee\u524d\u7684\u4ea4\u6613\u4ef7\u683c\u7ea6\u4e3a 23 \u7f8e\u5143\uff0c\u4e00\u81f4\u8bc4\u7ea7\u4e3a\u4e70\u5165\uff0c<a href=\"https:\/\/www.marketbeat.com\/stocks\/NASDAQ\/UPST\/forecast\/\">\u5e73\u5747\u76ee\u6807\u4ef7\u4e3a 44.73 \u7f8e\u5143<\/a>\u3002<strong>\u5bf9 UPST \u7684\u7ed3\u8bba\uff1a<\/strong>\u6301\u6709\u3002AI \u53d9\u4e8b\u5f88\u5f3a\u5927\uff0c\u4f46\u4e0e Pagaya \u7a33\u5065\u7684 ABS \u6e20\u9053\u76f8\u6bd4\uff0c\u5bf9\u94f6\u884c\u8d44\u4ea7\u8d1f\u503a\u8868\u878d\u8d44\u7684\u4f9d\u8d56\u4ecd\u7136\u662f\u4e00\u4e2a\u7ed3\u6784\u6027\u5f31\u70b9\u3002\u76ee\u6807\u4ef7\uff1a30.00 \u7f8e\u5143\u3002       <\/p>\n\n<h3 class=\"wp-block-heading\"><a>\u5bf9 Pagaya Technologies (PGY) \u7684\u6700\u7ec8\u7ed3\u8bba<\/a><\/h3>\n\n<p>Pagaya Technologies \u4ee3\u8868\u4e86\u4e00\u4e2a\u7ecf\u5178\u7684\u62d0\u70b9\u4ea4\u6613\u3002\u8be5\u516c\u53f8\u5df2\u6210\u529f\u4ece\u4e00\u5bb6\u9ad8\u589e\u957f\u3001\u70e7\u94b1\u7684 SPAC \u8f6c\u578b\u4e3a\u4e00\u5bb6\u9ad8\u76c8\u5229\u3001\u53ef\u6269\u5c55\u7684 AI \u4f01\u4e1a\u3002\u5e02\u573a\u5c1a\u672a\u66f4\u65b0\u5176\u5fc3\u7406\u6a21\u578b\uff0c\u7ee7\u7eed\u5c06 PGY \u89c6\u4e3a\u53d7\u538b\u8d44\u4ea7\uff0c\u800c\u975e\u9ad8\u76c8\u5229\u7684 AI \u57fa\u7840\u8bbe\u65bd\u80a1\u3002  <\/p>\n\n<p>\u51ed\u501f\u5de8\u5927\u7684\u7b2c\u4e00\u5b63\u5ea6\u8d22\u62a5\u8d85\u9884\u671f\u3001\u4e0a\u8c03\u7684\u5168\u5e74\u6307\u5f15\u3001\u9996\u5e2d\u6267\u884c\u5b98\u6fc0\u8fdb\u7684\u5185\u90e8\u589e\u6301\uff0c\u4ee5\u53ca\u65e0\u8bba\u54ea\u5bb6\u6d88\u8d39\u8005\u8d37\u6b3e\u673a\u6784\u83b7\u80dc\u90fd\u80fd\u83b7\u5229\u7684\u72ec\u7279\u97e7\u6027 B2B2C \u4e1a\u52a1\u6a21\u5f0f\uff0cPagaya \u88ab\u4e25\u91cd\u4f4e\u4f30\u4e86\u3002<\/p>\n\n<p><strong>\u5bf9 PGY \u7684\u7ed3\u8bba\uff1a<\/strong>\u5f3a\u529b\u4e70\u5165\u3002\u57fa\u672c\u9762\u52a0\u901f\u597d\u8f6c\u3001\u4f4e\u8ff7\u7684\u4f30\u503c\u500d\u6570\u4ee5\u53ca\u6301\u7eed\u8d22\u62a5\u8d85\u9884\u671f\u8fd9\u4e00\u660e\u786e\u50ac\u5316\u5242\u7684\u7ed3\u5408\uff0c\u521b\u9020\u4e86\u4e00\u4e2a\u975e\u5bf9\u79f0\u7684\u98ce\u9669\/\u56de\u62a5\u914d\u7f6e\u3002\u76ee\u6807\u4ef7\uff1a34.00 \u7f8e\u5143\u3002  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u6b63\u7ecf\u5386\u4e00\u4e2a\u5de8\u5927\u7684\u62d0\u70b9\u3002\u968f\u7740\u4f20&hellip;<\/p>\n","protected":false},"author":3,"featured_media":561,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai"],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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